NMI Holdings, Inc. — Third Quarter 2026 Earnings Summary

NMI Holdings, Inc. reported net income of $93.5 million, or $1.23 per diluted share, for the third quarter ended September 30, 2026. Primary insurance-in-force increased to $229.7 billion at the end of the quarter, while new insurance written totaled $13.6 billion. The company recorded a loss ratio of 18.7% and an expense ratio of 19.8%, resulting in an annualized return on equity of 13.8%.