Palomar Holdings, Inc. — Third Quarter 2026 Earnings Summary

Palomar Holdings, Inc. reported net income of $65.3 million, or $2.42 per diluted share, for the third quarter of 2026, representing a 27.0% increase from the prior year period. Gross written premiums rose 28.4% to $767.0 million, driven by growth across all five product categories including a 228.4% surge in Surety & Credit. Adjusted net income for the quarter reached $81.3 million, reflecting a 47.4% year-over-year increase, while the company maintained an adjusted combined ratio of 76.3%. The company also announced a full-year 2026 adjusted net income guidance range of $280 million to $285 million and declared a quarterly cash dividend of $0.45 per share.