Presurance Holdings — Q3 2026 Earnings Summary

Presurance Holdings reported a net income of $3.5 million for the nine months ended September 30, 2026, a significant turnaround from the $1.4 million loss in the prior-year period. The company's overall underwriting combined ratio improved to 97.1% for the first nine months of 2026, down from 133.7% in 2025, driven by profitable results in its Personal Lines business. Gross written premiums decreased by 40.8% to $30.7 million year-to-date as the company focused on underwriting discipline and managed its legacy Commercial Lines portfolio in runoff. Book value per share stood at $6.45 as of September 30, 2026, reflecting the company's strategic shift toward a dedicated Texas homeowners portfolio.