Provident Financial Services — Third Quarter 2026 Earnings Summary

Provident Financial Services, Inc. reported net income of $69.2 million, or $0.53 per share, for the third quarter ended September 30, 2026, compared to $78.1 million in the prior quarter. The company achieved record revenues with core pre-provision net revenue growing 10% year-over-year to $119.5 million, driven by expansion in spread and fee-based businesses. Total deposits increased to $19.81 billion, while the loan portfolio grew with a pipeline totaling $3.03 billion and net charge-offs remaining low at an annualized 5 basis points. Excluding one-time losses related to debt extinguishment and conversion costs, core net income for the quarter was $84.3 million, or $0.65 per share.