Earnings Releases·Oct 27, 2026, 4:34 PM ET

Renasant Corporation — Third Quarter 2026 Earnings Summary

Net income rose to $78.9 million in Q3 2026 from $59.8 million in the prior year period, with diluted EPS increasing to $0.86 from $0.63 year-over-year.
Total loans grew $555.9 million linked quarter (11.5% annualized), while total deposits declined $73.2 million to $21.6 billion, driven by public fund outflows partially offset by consumer and commercial growth.
Management announced a new $175.0 million stock repurchase program effective October 27, 2026, replacing the expired program, following $42.6 million in buybacks during the quarter.
Provision for credit losses increased to $13.3 million total ($10.1 million on loans, $3.2 million on unfunded commitments) due to loan growth, though nonperforming loans decreased to 0.89% of total loans.
No specific numerical forward guidance was provided; management cited strong loan growth, stable core net interest margins, and continued hiring as key drivers for future performance.