Earnings Releases·Oct 29, 2026, 3:09 PM ET

Riverview Bancorp, Inc. — Second Quarter 2027 Earnings Summary

Net income rose to $2.0 million ($0.10 per diluted share) for the quarter ended September 30, 2026, up from $1.7 million in the preceding quarter and $1.1 million in the second quarter of 2025, driven by a net interest margin expansion to 3.40% and an efficiency ratio improvement to 83.74%.
Total loans and deposits grew to $1.11 billion and $1.28 billion respectively, supported by a record loan pipeline of $139.6 million and $53.5 million in new originations, while the company completed a strategic balance sheet optimization that reduced investment securities and FHLB advances.
Management highlighted strong positioning for the second half of the fiscal year with projected loan repricing and maturities through 2029, maintaining disciplined cost management despite a $12.9 million expense level.
Capital return activity included a $0.02 per share dividend paid on October 20, 2026, and an active stock repurchase program with $3.3 million remaining under a new $4.0 million authorization adopted in August 2026.