newsfilter
← Earnings
Earnings Releases·

Tompkins Financial Corporation — Third Quarter 2026 Earnings Summary

  • Diluted EPS reached $2.00, a 21.2% year-over-year increase but a 2.0% sequential decline; net income rose 21.0% YoY to $28.7 million while net interest income grew 21.0% YoY to $77.3 million.
  • Noninterest income fell 46.7% YoY and noninterest expense dropped 8.8% YoY, both primarily driven by the sale of the insurance subsidiary in Q4 2025.
  • The Board approved a 13.8% dividend increase payable in Q4 2026, and the company repurchased $1.8 million of common stock during the quarter.
  • Management expressed confidence in continued loan and deposit growth and expanding net interest margins, though no specific quantitative forward guidance was provided.
  • Total loans and deposits grew 6.9% and 5.0% respectively from September 2025, while regulatory capital ratios strengthened to 10.73% (Tier 1) and 14.89% (Total).
Company
TOMPKINS FINANCIAL CORP
Sector
Financial Services
Industry
Banks - Regional