UMB Financial Corporation — Third Quarter 2026 Earnings Summary

UMB Financial Corporation reported third-quarter 2026 net income available to common shareholders of $272.3 million, representing a 51.0% increase from the same period in 2025. Total revenue for the quarter reached $772.4 million, driven by a 13.7% rise in net interest income to $540.0 million and a 14.3% increase in noninterest income. The company's efficiency ratio improved significantly to 48.71%, while average loans grew 12.4% year-over-year to $41.7 billion. Asset quality remained strong with nonperforming loans declining to 28 basis points of total loans and net charge-offs totaling $14.0 million.