Earnings Releases·Nov 4, 2026, 4:08 PM ET

Western Union — Third Quarter 2026 Earnings Summary

GAAP revenue declined 2% year-over-year to $1.0 billion and adjusted EPS fell to $0.42 from $0.47, while net income for the nine-month period dropped 43% to $219.4 million.
Full-year 2026 adjusted EPS guidance remains $1.28 to $1.38, with revenue outlook updated to 0% to 1% growth assuming the Intermex merger closes by November 10, 2026, or (2)% to (1)% growth excluding the deal.
Strategic progress includes 8% growth in Branded Digital revenue and $37.3 million in one-time expenses related to the "Beyond efficiency program," alongside $65.7 million in stock repurchases and $226.5 million in dividends paid over the first nine months.
Key risks include the Intermex merger's dependency on reinstated California DFPI approval and the pending sale of Russian assets, while the company continues investing in AI and next-generation money movement initiatives.