Brian Knight
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- Milken Institute58 min
London Summit 2015 - Innovative Finance: Solving SMEs Capital Access Dilemma (I)
Brian Knight, Thomas Davies, Shalini Khemka, Lucy Vernall, Rob Young, Tom Davies
A panel of leaders from OnDeck, Funding Circle, Seedrs, and E2E Exchange discussed how regulatory shifts and high bank costs have driven a capital gap for SMEs that alternative finance platforms are now filling through rapid, data-driven lending models. These innovators highlighted their success in democratizing investment for retail investors while navigating distinct regulatory landscapes in the UK and US to balance accessibility with necessary consumer protection. The event concluded with a consensus that traditional banks will increasingly partner with fintechs rather than compete, signaling a future where alternative financing becomes a normalized, integrated component of the global financial ecosystem.