Gabriela Zapata
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- Milken Institute32 min
Banking on an Inclusive Future | Global Investors' Symposium Mexico City 2024
Rodrigo Bettini, Gabriela Zapata, Ruben Coppel, Tonatiuh Rodríguez Gómez
The Milken Institute convened a panel to analyze financial inclusion strategies in Mexico, highlighting how institutions like Banco Azteca and Banco BanCoppel leverage physical retail networks to serve the 81% of the population earning under $600 monthly. Experts emphasized that true inclusion requires moving beyond basic account access to generate wealth, noting that rigid regulatory frameworks currently hinder the unbanked by failing to accommodate volatile income streams and informal credit histories. Looking ahead, the discussion underscored the necessity for hybrid service models combining digital tools with face-to-face interactions and called for regulatory sandboxes to test differentiated rules that better support low-income demographics ahead of global climate and economic summits.