Sahil Kini
Showing 1–4 of 4 transcripts.
- Milken Institute1h 4m
Open Data, Open Banking: Creating a More Competitive Financial Services Ecosystem
Melissa Koide, Gilles Gade, Sima Gandhi, Sahil Kini, Craig Schachter, Rachel Bronson, Aaron Pakles, Lee Hutter
Moderated by Melissa Coit, a panel of global fintech leaders debated the balance between top-down regulatory frameworks and bottom-up market demands in the evolution of open banking. The discussion highlighted divergent regional models, contrasting India's public infrastructure-driven success with the fragmented, principle-based approach in the US, while addressing the critical need for consumer data ownership and liability clarity. Participants concluded that modernizing legacy core banking systems and establishing clear consent mechanisms are essential to enable real-time data flow and prevent market consolidation from stifling innovation.
- Milken Institute59 min
FinAction: Applying FinTech to Solve Our Greatest Financial Challenges
Jackson Mueller, Henri Dommel, Rory Eakin, Sahil Kini, Valery Vavilov, Craig Vosburg, PETER BARRON, NICOLAS GARCIA, JACKSON GABOURY, RORY KAUFMANN, David
Speakers from the Milken Institute, MasterCard, CircleUp, and Bitfury detailed how financial technology is transitioning from theoretical potential to measurable global impact by bringing billions of unbanked individuals into the formal economy. Through initiatives ranging from India's Aadhaar and UPI systems to MasterCard's social benefit digitization and blockchain-based asset registries, these organizations have demonstrated significant GDP growth and reduced transaction costs for underbanked populations. Furthermore, the deployment of alternative data for credit underwriting and regulatory sandboxes is enabling agile lending models that support micro-entrepreneurs and small businesses previously excluded by traditional banking systems.
- Milken Institute1h 0m
FinTech: Disrupting the Future of Banking and Finance
Neal Cross, Sahil Kini, Dave McClure, Jon Medved, Sopnendu Mohanty, Chris Wei
This panel featured leaders from DBS, the Monetary Authority of Singapore, and major financial institutions like Aviva and R-Crowd to analyze the global shift from adversarial disruption to collaborative FinTech integration. Speakers highlighted how India's public digital infrastructure and Singapore's regulatory sandbox approach are enabling scalable innovation, while warning of risks associated with legacy security models and rapid capital deployment in emerging markets. The consensus predicts that traditional banking branches will disappear within a decade as high-frequency platforms like WeChat or potential tech giants absorb financial services, forcing institutions to compete on backend efficiency rather than consumer interface.
- Milken Institute1h 2m
Digital Innovations Transforming India
Reuben Abraham, Sahil Kini, Arvind Pani, Abhishek Sinha, Vivek Wadhwa
A panel of fintech and technology leaders projects that India's rapid smartphone adoption and the India Stack infrastructure will transform its digital economy from cash-dependent to a $2.5 billion mobile payment market by 2025. Key innovations in biometric identity verification and localized language technologies are enabling startups to bypass traditional Western banking and credit card models to serve the unbanked population. Furthermore, experts anticipate these homegrown solutions in health and finance will eventually export globally, disrupting established industries in the United States and other developed nations.