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Shamina Singh

Showing 1–3 of 3 transcripts.

  1. Milken Institute1h 2m

    The Road to the American Dream: Entrepreneurship and Innovation | Global Conference 2025

    Rachel Goslins, Bing Chen, David Cohen, Shamina Singh, Anastasia Soare

    At the Milken Center panel "The Road to the American Dream," entrepreneurs Bing Gordon, David Sze, Shamina, and Anastasia examined the fractured consensus on economic mobility while contrasting US entrepreneurial strengths with global barriers like credit access and the "missing middle." The speakers outlined strategies for inclusive growth, including Gold House's 50% capital allocation to women-led firms and Techstars' geographic decentralization, while debunking myths about Silicon Valley dominance and technical founding requirements. Despite facing headwinds such as high tariffs and rising costs, the panelists concluded that economic contractions currently offer unique opportunities for new entrants to leverage abundant talent and address unmet market needs.

  2. Milken Institute57 min

    FinClusion: Connecting the Unconnected

    Aron Betru, Bob Annibale, Tilman Ehrbeck, Daniel Gorfine, Susan Lund, Shamina Singh

    A coalition of financial institutions and fintech leaders convened to address the $5 trillion economic gap caused by the 2 billion unbanked individuals lacking access to formal lending and savings systems. The discussion highlighted how digital infrastructure, alternative data underwriting, and regulatory sandboxes can reduce service costs by 90% while enabling mobile-first solutions like micro-leasing and automated savings. Participants emphasized that successful global inclusion depends on collaborative government policies establishing digital identities and interoperable payment rails to prevent predatory lending and ensure long-term economic stability.

  3. Milken Institute1h 2m

    Inclusive Finance: How Technology Brings Banking to the Underserved

    Chris Brummer, Chris Larson, Bill Berheit, Shamina Singh, David Thompson, Bob, David Rockefeller Jr., Stacey Worden

    Industry leaders from organizations like Safaricom, Abra, Ripple, and Western Union are leveraging mobile technology and distributed ledgers to provide financial services to the estimated 2 billion unbanked adults globally. These innovations, ranging from the "Human ATM" model to biometric identity verification, enable real-time settlements and micro-transactions that bypass traditional banking infrastructure while reducing costs for low-income populations. Although regulatory hurdles and legacy banking lobbying present significant challenges, public-private partnerships are increasingly digitizing social subsidies to combat corruption and unlock trillions of dollars in purchasing power within emerging markets.