Dave Inc. — Third Quarter 2026 Earnings Summary

Dave Inc. reported third-quarter 2026 revenue of $198 million, representing a 31% year-over-year increase driven by record new member acquisition and growth in monthly transacting members. The company achieved a net income of $64 million and adjusted EBITDA of $82 million, while its 28-day past due rate improved to 2.09% and the net monetization rate expanded to 5.2%. Dave raised its full-year 2026 guidance for revenue to a range of $746 million to $750 million and adjusted EBITDA to $327 million to $330 million. Additionally, the company highlighted early traction with its new Dave Flex credit card and noted that average ExtraCash size reached $225 following the deployment of CashAI v6.0.