eHealth, Inc. — Third Quarter 2026 Earnings Summary

eHealth, Inc. reported third-quarter 2026 total revenue of $21.3 million, a 60% decline from the prior year, driven by a strategic reduction in variable marketing spend outside of major enrollment periods. The company achieved a significant improvement in operating cash flow, which increased by 56% year-over-year to $11.2 million used, while total operating costs decreased by 29% to $67.6 million. Early results from the new Lifetime Advisory Model indicate improved retention rates for Medicare Advantage enrollees and a near doubling of ancillary product cross-sell rates. Despite the revenue decline, eHealth reiterated its full-year 2026 guidance, projecting total revenue between $405.0 million and $445.0 million and adjusted EBITDA between $55.0 million and $75.0 million.