Shift4 Payments — Q3 2026 Earnings Summary

Shift4 Payments reported third-quarter 2026 gross revenue of $1.319 billion, representing a 12% year-over-year increase, while gross revenue less network fees grew 10% to $648 million. The company achieved a record quarterly Adjusted Free Cash Flow of $200 million and reported non-GAAP net income of $132 million, or $1.49 per share. Despite headwinds from travel disruptions and currency fluctuations, Shift4 revised its full-year 2026 guidance to reflect volume between $240 billion and $250 billion and Adjusted EBITDA between $1.11 billion and $1.13 billion. Strategic initiatives included the expansion of Shift4 One to 15 countries, the acquisition of Paramount Commerce, and the repurchase of approximately 5% of outstanding shares during the quarter.