Earnings Releases·Oct 29, 2026, 8:00 AM ET

Upbound Group, Inc. — Third Quarter 2026 Earnings Summary

Consolidated revenue reached $1.15 billion at the high end of guidance, while GAAP net earnings rose $21 million year-over-year to $34 million; Adjusted EBITDA of $123 million and non-GAAP EPS of $1.01 both exceeded the top of the guided range.
Full-year 2026 guidance was narrowed and raised, with revenue projected at $4.68–$4.78 billion, Adjusted EBITDA at $510–$525 million, and non-GAAP EPS at $4.15–$4.30, alongside Q4 revenue expectations of $1.15–$1.25 billion.
The company reduced debt by over $225 million since year-end, generating $163 million in operating cash flow (up 81% year-over-year) and $121 million in free cash flow (more than doubled year-over-year).
Strategic initiatives include a new integration agreement with Boost Mobile for Acima, the appointment of new leadership for Brigit and COO roles, and an intent to repurchase up to $50 million of common stock.