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  1. Goldman Sachs23 min

    Ray Kelly, Former NYPD Commissioner: Talks at GS Session Highlights

    Ray Kelly, Raymond Kelly

    Former NYPD Commissioner Raymond Kelly, the first officer to rise from a cadet to the agency's top leadership, details his tenure's establishment of the first municipal counterterrorism bureau and the surveillance of major events like the 2010 Times Square bombing attempt. Kelly critiques a 2011 ruling on racial profiling as evidentiary flawed and warns that current oversight measures and the refusal to appeal could shift policing from proactive crime prevention to reactive responses, a strategy he links to a reduction of 9,300 murders over two decades. With ISIS cited as an escalating global threat, Kelly advocates for the continued use of data-driven security initiatives like the Lower Manhattan Security Initiative while balancing privacy concerns through automatic data deletion protocols.

  2. Milken Institute33 min

    Best-Performing Cities Index 2014 - Press Conference

    Ross Duvall, Jim, Manoli Ratacunga, Armin Bedrosian, David Klesch, Kish Rajan, Larry

    The 2014 Milken Institute Metro Index identified San Francisco as the top U.S. economic performer, driven by a technology sector that accounts for 45% of metro job growth and offers average wages of $160,000. While five Texas metros and cities like Provo, Utah, also ranked highly due to energy and job creation, the report noted that U.S. employment has fully recovered from the recession alongside a historic surge in oil production. Mayor Ed Lee responded by outlining aggressive strategies to expand the local economy through housing initiatives targeting 30,000 new units and diversifying sectors beyond technology to include biotech and manufacturing.

  3. Bank of America31 min

    Exploring Generational Differences among Small Businesses Owners

    Carol Roth, Robb Hilson, Dan Schawbel, Steve Strauss

    Hosted by Carol Roth for Bank of America's Small Business Social Series, this panel featured experts Rob Hilsen, Steve Strauss, and Dan Schaubel to analyze intergenerational dynamics in entrepreneurship. The discussion highlighted how Millennials and Boomers can leverage co-mentorship to combine technological innovation with risk-avoidance strategies, while addressing critical financial barriers like credit gaps and diverse funding sources such as crowdfunding versus traditional lending. Ultimately, the speakers urged business owners to build mixed-generational advisory boards and cultivate early banking relationships to navigate an unpredictable market and secure long-term stability.

  4. Milken Institute30 min

    2010 State of the State Conference Introduction and Opening Remarks

    Mike Clouden, Ross Duvall

    The 12th Milken Institute State of the State Conference convened over 700 stakeholders under the theme "Restoring California's Promise" to address critical gaps between the state's strong entrepreneurial ecosystem and its deteriorating fiscal health. Presentations highlighted severe economic challenges, including a 4.1% GDP contraction in 2009, a ranking drop in higher education attainment, and pension liabilities projected to outpace tax revenue within four years. In response, the institute and attending business leaders advocated for permanent federal R&D tax credits, modernized export controls, and regulatory reforms to stimulate job creation and halt business relocations to states with lower operational costs.

  5. Y Combinator29 min

    Hosain Rahman at Startup School SV 2014

    Hosain Rahman

    Founded in 1997 to build mobile voice interaction, the company pivoted to noise cancellation technology after securing DARPA funding to survive the dot-com bust, eventually overcoming early hardware failures and investor rejection. Following a 2006 turnaround that generated $70 million in revenue, the organization launched the UP wearable health tracker, which despite a high-profile 2011 hardware crisis was saved by a transparent customer-first response. Today, the firm operates as an integrated entity combining hardware, software, and data science to solve complex user problems.

  6. Y Combinator28 min

    Danae Ringelmann at Startup School SV 2014

    Danae Ringelmann

    Indiegogo founder Denae Robinson launched the world's largest global crowdfunding platform in 2008 to democratize access to capital after witnessing systemic barriers prevent entrepreneurs and artists from securing funding. Facing a prolonged fundraising drought that forced the team to forgo salaries for four years, Robinson pivoted the company to an open, internet-based model featuring flexible funding options that enabled breakthroughs like uBiome's market validation and the Hour of Code initiative's massive educator mobilization. Guided by a culture of fearlessness and diversity, the organization has established itself as a meaningful tool for solving fundamental problems, earning recognition from figures like Bill Gates and the White House for its societal impact over immediate financial returns.

  7. Y Combinator27 min

    Kevin Systrom at Startup School SV 2014

    Kevin Systrom

    Stanford student Kevin Systrom leveraged a bias towards action to pivot his failed location app, Burbn, into Instagram after identifying a core user need for photo filtering during a photography course in Florence. This strategic shift to a minimalist mobile photography platform, combined with a community-first hiring philosophy and a global time-zone launch strategy, enabled the service to reach massive scale within days despite early infrastructure limits. Systrom's journey highlights a successful transition from building a generic marketplace to cultivating a defensible creator ecosystem that prioritizes user experience over immediate monetization.

  8. Y Combinator34 min

    Ron Conway at Startup School SV 2014

    Ron Conway, Jessica

    Venture capitalist Ron Conway outlines a portfolio strategy at SV Angel that prioritizes investing in entrepreneurs with innate drive and deep personal conviction over specific product ideas, noting that successful founders often exhibit a "vocation" mindset. The firm screens thousands of candidates for co-founder dynamics and product focus while rejecting those who prioritize networking or lack honesty about traction, accepting a high failure rate to capture major market wins. Through a team-based approach evolving over two decades, SV Angel leverages young deal-makers and senior advisors to guide founders who solve personal problems with relentless persistence.

  9. Y Combinator29 min

    Jim Goetz and Jan Koum at Startup School SV 2014

    Jim Goetz, Jan Koum, Sam

    WhatsApp founder Jan Koum and Sequoia Capital's Jim Goetz detailed the company's strategic evolution from a failed status app to a global messaging giant that achieved financial independence through a $1 iOS fee before securing a unique partnership with Facebook. Koum emphasized how his tenure at Yahoo informed critical decisions to maintain an ad-free product, utilize minimal staffing with high-tech efficiency, and preserve operational autonomy following a $19 billion acquisition. The session highlighted a disciplined growth philosophy that prioritized server stability and global connectivity over rapid monetization, ultimately enabling WhatsApp to serve hundreds of millions of users with a lean team and zero marketing spend.

  10. Y Combinator28 min

    Michelle Zatlyn and Matthew Prince at Startup School SV 2014

    Michelle Zatlyn, Matthew Prince, Andrew, Lee Holloway

    Founded five years ago by Matthew Prince, Lee Holloway, and Michelle Zatlyn, Cloudflare now serves two million customers with a market capitalization of $250 billion while processing one in every twenty web requests globally. The company achieved its current scale of 120 employees and 3,000 daily new users by leveraging a founder-led culture that rejects traditional titles in favor of distinct technical and operational roles. By prioritizing long-term momentum over immediate valuation and solving complex security challenges, the firm protects critical infrastructure for entities ranging from Y Combinator to the UK government.

  11. Y Combinator24 min

    Eric Migicovsky at Startup School SV 2014

    Eric Migicovsky

    Industrial design student Eric Migicovsky evolved a Nokia 3310 prototype into Pebble, a Kickstarter-funded wearable device that revolutionized the smartwatch market by raising over $10 million in 30 days. By pivoting from limited Blackberry compatibility to an open-source E-ink platform with cross-device interoperability, the company successfully challenged established tech giants like Apple and Sony. This strategic shift secured Pebble's place as a dominant, community-driven ecosystem focused on battery efficiency and developer integration rather than a closed proprietary system.

  12. Bank of America32 min

    Small Business Social Series: Women in Business: Rising Revenues, Optimism, and Power – How to Ta...

    Carol Roth, Jill Calabrese Bain, Kimberly Weisul, Darla Beggs

    Hosted by Bank of America, the Small Business Social Series convened Carol Roth, Jill Calabrese-Bain, Darla Beggs, and Kimberly Weisel to analyze the doubling rate of women-owned businesses and the strategic shift toward long-term corporate culture and succession planning. The panelists emphasized how empathy-driven leadership, digital tools like The Mentor Cloud, and a focus on specific personal branding attributes are dismantling entry barriers while capital access improves through crowdfunding and female investor support. With 70% of female entrepreneurs anticipating revenue growth, the discussion concluded that audacious goal-setting and organic mentorship are critical for navigating the transition from tactical execution to exponential expansion.

  13. Y Combinator35 min

    Y Combinator Partners Q&A

    Kat Mignolet, Kastor, Kirsty, Justin, Paul Buchheit

    Y Combinator partners introduce their specialized roles while emphasizing that grit and a visceral connection to a problem are the primary selection criteria for a cohort including solo founders and international teams. The program strongly advises relocating to Silicon Valley to access its dense network of technical talent and investors, stressing the necessity of US incorporation and equal equity splits among co-founders to ensure long-term survival. Through a rigorous application process that provides specific feedback and encourages reapplication, YC selects founders capable of enduring high stress, often urging them to calculate their limited life expectancy to prioritize immediate action and customer validation.

  14. Y Combinator21 min

    Paul Buchheit

    Paul Buchheit

    Early Google employee Paul Buchheit delivers a keynote on innovation by challenging founders to reject conventional wisdom and internal doubt through six specific mental patterns. He illustrates how embracing naive curiosity, converting setbacks into opportunities, and pursuing "interesting" rather than merely viable projects can unlock breakthroughs like Gmail and Twitch. Ultimately, Buchheit argues that redefining societal patterns to address basic human needs through technology will transcend current economic constraints and ignite a new era of creativity.

  15. Y Combinator22 min

    Urska Srsen

    Urska Srsen

    Bellabeat, a Slovenian startup co-founded by Urska Sršin and Sandra Sršin, pivoted from a complex B2B patient monitoring system to a consumer wearable that allows expectant mothers to track health metrics and connect emotionally. Founded in 2012 and accelerated by Y Combinator in late 2013, the company has sold over 8,000 devices and secured seed funding shortly after its Demo Day presentation. Operating across European, American, and Australian markets, the firm aims to digitize prenatal care by integrating medical data into everyday lifestyle habits through a hardware and mobile app ecosystem.