Latest Interviews

10,000 Small Businesses UK Participants Share Experiences of Time on Programme

Launched in 2012, this intensive program guided struggling entrepreneurs through a rigorous diagnostic process that identified critical financial leaks and strategic pivots from B2B to B2C models. By pairing founders with growth experts and fostering a transparent cohort of vetted peers, participants transformed their ventures from loss-making entities into cash-positive businesses generating up to £1.5 million in revenue. The initiative delivered a transformative return on investment, enabling companies to hire strategically, secure major capital projects, and establish a lasting support network that continues to drive long-term operational efficiency.

Q&A with YC Partners at Startup School SV 2016

Kat, Adora, Tim, Jaredy, Michael, Dalton, Kirsty

This event delivers a comprehensive strategic guide for startup founders, covering critical phases from immediate idea validation and co-founder selection to operational tooling and the YC application process. Key insights emphasize prioritizing genuine passion over impressiveness, balancing product perfection with growth based on specific retention thresholds, and leveraging community support rather than isolating oneself. The session concludes with logistical details for a reception in the sunken garden, offering a direct forum for continued dialogue with the YC partners and staff.

Rewarding Employees & Giving Back to Your Local Community

Carol Roth, Sharon Miller, Steve Strauss, Cali Williams Yost

This analysis of the 2016 Bank of America Small Business Owner Report reveals that post-election optimism has surged as entrepreneurs leverage flexibility and community engagement to enhance employee retention and local economic stability. Key figures including Steve Strauss, Sharon Miller, and Callie Williams-Yost outline strategic resolutions for 2017 that emphasize diversifying profit centers, formalizing remote work policies, and establishing long-term charitable partnerships to drive sustainable growth. The event underscores that balancing operational adaptability with personal well-being is essential for small businesses navigating an uncertain economic landscape.

FinClusion: Connecting the Unconnected

Aron Betru, Bob Annibale, Tilman Ehrbeck, Daniel Gorfine, Susan Lund, Shamina Singh

A coalition of financial institutions and fintech leaders convened to address the $5 trillion economic gap caused by the 2 billion unbanked individuals lacking access to formal lending and savings systems. The discussion highlighted how digital infrastructure, alternative data underwriting, and regulatory sandboxes can reduce service costs by 90% while enabling mobile-first solutions like micro-leasing and automated savings. Participants emphasized that successful global inclusion depends on collaborative government policies establishing digital identities and interoperable payment rails to prevent predatory lending and ensure long-term economic stability.

2016 CA Summit - Enhancing California's Role as a Global Crossroads for Trade and Investment

Michael Klowden, Kevin Klowden, Caroline Brown, Maria Contreras-Sweet, Fred Hochberg, James Villeneuve

A comprehensive overview of California's trade landscape highlights the state's status as a global economic powerhouse where over 40% of U.S. container goods pass, while federal programs like the SBA's STEP and Ex-Im Bank guarantees drive small business export growth with a $17 ROI per dollar invested. The event further details how targeted strategies leveraging immigrant communities and veterans, alongside technical assistance from institutions like Bank of America Merrill Lynch, mitigate financial and logistical risks for emerging exporters. By shifting focus toward clean technology and utilizing bilateral agreements to navigate evolving global dynamics, these initiatives aim to secure California's competitive edge against rivals like China and support the transition from domestic to global market strategies.

Reid Hoffman at Startup School SV 2016

Reid Hoffman

Reid Hoffman outlines a framework for navigating the evolution of human cognition through Artificial General Intelligence while establishing foundational strategies for startup success, such as prioritizing network building and flexible persistence. He details critical venture capital mechanics, including the necessity of trusted referrals for funding, the requirement for credible competition narratives, and the specific structural elements of effective pitch decks. Finally, Hoffman argues that achieving dominant market positions requires "blitzscaling" to sacrifice short-term efficiency for rapid growth, supported by a high-performance corporate culture modeled after professional sports teams.

Spotlight on Issues Affecting Women Entrepreneurs

Carol Roth, Maisha Walker, Erin Andrew, Elizabeth Romero

A joint panel featuring SBA officials and Bank of America representatives highlighted the rapid growth of women-owned businesses, which generate over $1 trillion in annual sales, while addressing persistent barriers such as unequal access to capital and the "glass ceiling." The event detailed strategic initiatives like the SBA's revised underwriting and the "Blink" platform designed to bridge financing gaps, alongside actionable advice on early relationship building with financial institutions and leveraging mentorship networks. Despite historical challenges in federal contracting and supply chain access, the discussion projected continued economic growth driven by women's entrepreneurship and their significant share of U.S. purchasing power.

The Digital Age of Finance: Technology's Impact on Asset Management

Ted Lee, Michael DeAddio, Nobel Gulati, Ian Martin, Sanjay Tikku, Jethro Goodchild, Rajesh Jane, Ritesh Maheshwari

Leading financial institutions including Two Sigma, Work1, Columbia Endowment, and State Street are fundamentally reshaping their operations by deploying advanced technology to process exploding data volumes and automate traditional administrative functions. These organizations are diversifying their workforce by recruiting scientists and engineers without prior finance experience while shifting human capital toward high-level problem-solving and analytical roles. The collective strategy aims to move from legacy infrastructure to real-time, data-driven decision-making that separates true market alpha from noise to navigate increasingly complex and fragmented global markets.

Strategies for Navigating the Hiring Process

Carol Roth, Jon Dowst, Stephanie Bevegni, Steve Strauss

Based on Bank of America data, small business owners prioritize unteachable traits like work ethic and cultural fit over formal education when leveraging referrals, job boards, and social networks to recruit talent. To ensure alignment and mitigate legal risks, hiring managers employ behavioral questioning and reference checks while carefully distinguishing between full-time employees and independent contractors. This strategy capitalizes on the growing millennial preference for smaller organizations by offering personal interaction and professional development to secure high-quality, long-term staff.

The State of Small Business in America

Warren Buffett, Lloyd Blankfein, Michael Bloomberg, Jack Dorsey, Savannah Guthrie

Goldman Sachs, Square, and various business leaders convened to address the systemic financial and regulatory hurdles facing established small businesses, noting that traditional banking approves only 10% of capital requests while regulatory costs consume significant operational time. The program highlighted Square's success in approving over 98% of loan applicants through automated repayment models and emphasized a hiring philosophy prioritizing resilience and passion over elite credentials. Strategic insights from Jack Dorsey, Mayor Bloomberg, and Warren Buffett focused on reducing bureaucratic burdens, fostering open organizational cultures, and aiming to delight customers to drive sustainable growth.

Q&A with YC at the Female Founders Conference 2016

Jessica Livingston, Kat Manalac, Carolynn Levy, Kirsty Nathoo

Y Combinator partners Jessica Levy and others outline a philosophy that prioritizes founder determination, execution capability, and deep problem ownership over specific stages or demographic profiles, welcoming teams from initial ideas to established companies. Through case studies of Gobble and Airbnb, the discussion illustrates how the accelerator invests in scrappy founders who can clearly articulate their value, while warning against hastening co-founder additions without organic validation. As the program scales to funding approximately 1,000 startups annually, the focus remains on acquiring users and overcoming the "trough of sorrow" to build resilient, domain-expert-led ventures.

Fundraising Panel at Female Founders Conference 2016

Talia Frenkel, Katelyn Gleason, Aarthi Ramamurthy, Liz Wessel, Kat Manalac, Caitlin Gleason

Four YC alumni from diverse sectors including healthcare, consumer goods, and job marketplaces share detailed accounts of their capital-raising journeys, which ranged from bootstrapping to securing multimillion-dollar rounds through persistent outreach and strategic narrative framing. The founders emphasize that overcoming investor skepticism requires deep domain expertise, a willingness to educate unfamiliar backers, and the resilience to handle rejection without compromising professional relationships. Ultimately, the discussion underscores that fundraising is an optional strategic tool rather than a mandatory industry norm, urging entrepreneurs to prioritize value creation and self-belief over blind adherence to Silicon Valley conventions.

Taking the Long View: The Dangers of Short-Termism

Scott Minerd, Christopher Ailman, Scott Evans, Vicki Fuller, Hiromichi Mizuno

Representatives from major funds including GPIF, CalSTRS, New York State, and New York City convened to advocate for shifting from quarterly transparency to long-term "permanent ownership" strategies that prioritize corporate governance over short-term market volatility. The panelists unanimously criticized outdated fee structures and bureaucratic hiring constraints, proposing aggressive reforms such as clawback provisions, in-house management expansion, and a transition of U.S. public pensions into quasi-commercial entities to secure top-tier talent. By aligning compensation models with actual performance and redefining passive management as active stewardship, these leaders aim to sustain multi-decade return objectives amidst a landscape of near-zero bond yields and intense public pressure for immediate results.

Common Sense from Uncommon Investors

Sarah, Mark, Kyle, Mitch, Michael

Managers from Causeway, Crescent, Hamana, and Canyon Capital analyze how passive investing strategies and post-2008 regulations have created significant pricing inefficiencies in cyclical equities, sovereign debt, and the shadow banking sector. Experts including Sarah of Causeway, Mark of Crescent, Kyle of Hamana, and Mitch of Canyon highlight specific structural risks in China's banking system and argue that volatility offers active managers opportunities to exploit mispriced assets while avoiding the "risk-free" illusion of state-backed debt. To capitalize on these anomalies, these firms prioritize hiring individuals who combine fundamental insight with complex capital structuring skills to navigate a fragile macroeconomic environment where traditional balance sheets are contracting.

2016 Tax Season: What small business owners need to know

Carol Roth, David Solis, Ebong Eka, Steve Strauss

Small business owners are advised to avoid DIY tax preparation and instead cultivate a year-round professional team of CPAs and financial advisors to ensure compliance and optimize financial outcomes. This strategic approach integrates automated record-keeping with real-time collaboration to navigate complex 2015 regulatory shifts, including the Affordable Care Act's employer mandate reduction and revised IRS contribution limits. By treating tax planning as a continuous process rather than an annual event, businesses can prevent costly penalties, secure necessary capital, and leverage significant deductions like the $2 million Section 179 equipment allowance.