Earnings Releases·Nov 10, 2026, 4:01 PM ET

Usio — Third Quarter 2026 Earnings Summary

Total revenue reached $23.8 million for the quarter (up 12% YoY) and $72.9 million for the nine-month period (up 15% YoY); GAAP net income turned positive at $217,000 for the quarter, marking the third consecutive quarter of profitability, while Adjusted EBITDA surged 222% to $1.2 million.
The Company reiterated full-year guidance for 14-16% revenue growth and record Adjusted EBITDA, citing "Usio Ion" and a strategic Harris Computer partnership as key catalysts expected to drive long-term growth and operating leverage in 2027.
Payment volume metrics showed robust expansion with total payment dollars processed up 25% to $2.73 billion and transactions up 27% to 20.7 million, driven by a 29% increase in PayFac revenues and a record ACH transaction volume.
Capital allocation included the repurchase of 327,000 shares for approximately $499,000 during the nine-month period, while cash and cash equivalents increased to $7.3 million with minimal long-term debt reported.