Usio — Third Quarter 2026 Earnings Summary

Usio, Inc. reported strong third-quarter 2026 financial results, with revenue increasing 12% to $23.8 million and adjusted EBITDA rising 222% to $1.2 million. The company achieved GAAP net income of $217,000, or $0.01 per share, marking its third consecutive quarter of profitability. Total payment dollars processed grew 25% to $2.73 billion, driven by a 39% increase in ACH transactions and an 18% rise in credit card revenues. For the first nine months of 2026, operating cash flow increased 133% to $3.3 million, while the company utilized approximately $499,000 to repurchase 327,000 shares of its common stock.