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Dan Houston

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  1. Milken Institute1h 0m

    Can America Afford to Retire?

    Josh Barro, Andrew Biggs, Marcie Frost, Jarvis Hollingsworth, Dan Houston

    A panel of public and private sector leaders, including CEOs from CalPERS and Texas Teachers Retirement System, examines the divergent financial realities of retirement affordability across defined benefit and contribution models. While current retirees enjoy record wealth, the discussion highlights critical structural vulnerabilities in public pension funding assumptions and the longevity risks facing workers in defined contribution plans. Experts propose policy interventions such as federal funding mandates, auto-enrollment mechanisms, and annuity integration to address projected solvency gaps and ensure long-term system stability.

  2. Milken Institute1h 3m

    Longevity Is Opportunity: Riding the Demographic Wave

    Pinchas Cohen, Michael Hodin, Dan Houston, Paul Irving, Jody Holtzman, Eric Schmidt

    Driven by a historic demographic inversion where the over-60 population now exceeds the under-14 group, the traditional retirement model has collapsed due to extended lifespans outpacing savings and healthcare innovations. This shift has catalyzed a $3.5 trillion market dominated by the over-50 demographic, prompting corporate leaders and investors to pivot from acute care toward prevention, wellness, and extended career engagement strategies. Organizations like BMW and emerging startups such as Neuropath are now adapting workplace structures and diagnostic technologies to address the financial, biological, and social challenges of an aging global workforce.